JULIAN TORO

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JULIAN TORO

Powered by paramount residential mortgage group

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Aplica Ahora

My Commitment to Homeowners

My commitment is to provide clientele with the highest standard of lending services by offering an exceptional level of value that exceeds expectations. Through our innovative and educational approach, I can deliver a mortgage product that will make sense, whether you’re a first-time home buyer or an investor. I recognize the success of our customers is key to the success of our business. Everything I do is to deepen the relationships with our customers and partners to support their evolving needs. I am committed to becoming the most reliable lender in the industry, to achieve that I strive to consistently provide unparalleled innovation, services, and solutions.
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Aplica Ahora

Mortgage Calculators

The following complimentary calculators are a great way to calculate your potential mortgage payment while you are out searching for a home. From calculating your potential mortgage payment to checking if you’re paying too much for a certain property our calculators were built to create confidence in your mortgage experience and eliminate any type of buyer’s remorse. Knowledge is power.
Home Payment Calculator
Mortgage-Free Calculator
Rent-To-Mortgage Calculator
Bid-Over-Ask Calculator

Building a better future

My services are powered by Paramount Residential Mortgage Group, a direct mortgage lender; I provide an array of customized financing solutions for residential purchases and refinances. According to the Scotsman Guide, I am one of the Top 1% Mortgage Loan Originators in the nation.

Mortgage Education

Mortgage Closing Costs

In addition to the basic mortgage underwriting, processing and origination fees that are charged by a lender, there are several other costs associated with purchasing a new property. Since every player on your real estate home buying team has…
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Closing Process

The home buying process is full of paperwork, important dates, contracts, market movements and checklists that can even overwhelm seasoned real estate investors. One of the main reasons to make sure you’re working with a professional real estate buying…
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Home Buying Process

Step 1 – Getting Pre-Approved  It’s obviously important to know how much home you can afford, what type of down payment to budget for, monthly mortgage payment as well as what type of loan program you’ll be using to…
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Mortgage Payments

You’re probably curious why we’ve created an entire section about mortgage payments. However, since a mortgage payment is one of the major side effects of purchasing real estate with a home loan financing program, we thought it would be…
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Understanding Credit

Credit is one of the most important components in the mortgage approval process. Lenders look at a borrower’s credit score, number of open accounts, payment history, type of credit borrowed and a series of other factors when determining what…
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Mortgage Approval Process

Whether you’re a First-Time Home Buyer or seasoned investor, the mortgage approval process can be a slightly overwhelming adventure without a proper road map and good team in your corner. Updated program guidelines, mortgage rate questions and down payment…
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All About Us

QUALITY REAL ESTATE AGENT

Our agents and brokers are vetted to ensure that we maintain a high level of customer service and satisfaction which will continue to create a success. We strive for excellence and professionalism from all of our organization and our partners.
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QUALITY REAL ESTATE AGENT

Our agents and brokers are vetted to ensure that we maintain a high level of customer service and satisfaction which will continue to create a success. We strive for excellence and professionalism from all of our organization and our partners.
Apply Now

Meet the Team

Our Real Estate Concierge Team builds relationships with the real estate agents, our loan officers with PRMG, and you! The team educates you throughout the home buying journey so that the transaction goes smoothly and all parties are happy.
Meet Our Team

Get Started Today

50 Division St, Suite 202
Somerville, NJ 08876

Email: JT@prmg.net

MOBILE: 732-718-0973

OFFICE: 732-653-1200

Fax: 732-348-3640

Bid-Over-Ask Calculator Request

Little information about the form and the process, we’ll run the data and get back to you etc., about the length of this text element. Two to three lines of text is what we’re aiming for in this particular spot.